Buy UPST by Feb 12, 2026.

All, [https://ir.upstart.com/news-releases/news-release-details/upstart-announces-fourth-quarter-and-full-year-2024-results](https://ir.upstart.com/news-releases/news-release-details/upstart-announces-fourth-quarter-and-full-year-2024-results) # Upstart (UPST) Q4 CY2024 Highlights: * **Revenue:** $219 million vs analyst estimates of $182.4 million (56.1% year-on-year growth, 20.1% beat) * **Adjusted EPS:** $0.26 vs analyst estimates of -$0.04 (significant beat) * **Adjusted Operating Income:** $121.9 million vs analyst estimates of -$35.49 million (55.7% margin, significant beat) * Management’s **revenue guidance** for the upcoming financial **year 2025** is $1 billion at the midpoint, beating analyst estimates by 21.5% and implying 57.1% growth (vs 23.7% in FY2024) * …