Buy VT by Mar 18, 2046.

Hi all, I’m building a long-term investment portfolio for my 5-month-old child (15–20+ year horizon), and I’d really appreciate feedback from this community. I’m aiming for a globally diversified portfolio with a tilt toward small-cap and value factors (based on long-term expected returns), while still keeping a strong core. Here’s the allocation: \- VT 45% (global market core) \- AVUV 20% (US small cap value) \- AVLV 10% (US large value) \- AVDV 10% (intl developed small cap value) \- …