Buy FZILX by Jun 4, 2026.

I have \~71k in my Roth IRA with Fidelity right now and I’m currently about 100% into VOO. However, I also max a Roth 457b every year that is 100% in an ishares S&P 500 index, therefore want to diversify by changing my IRA allocations to 100% international funds. I’m thinking of changing my VOO to FZILX, should I try to time the market when the US market is up and international market is down in relation? What’s the best …