Sell SPY by Feb 23, 2030.

# **Scenario Outline** Article: [https://www.citriniresearch.com/p/2028gic](https://www.citriniresearch.com/p/2028gic) This fictitious AI scenario from Citrini Research foresees mass layoffs, collapsing middle-class consumption, "Ghost GDP" , 10.2% unemployment, a 38% S&P 500 drawdown from 2026 highs, and cascading financial stress due to the obsolescence of white collar workers and intermediation. **Asset Allocation Strategy** *Thesis: It doesn't matter whether the outcome is dystopian (middle-class income evaporation, fiscal collapse, bunker states) or utopian (broad-based abundance, UBI-style redistribution, exponential economic growth), the investment strategy is the same.* *And …