Sell FCPIX by May 6, 2026.

I'm really trying to make sure my Mom(65) has enough money in retirement and to pay for rising healthcare costs. She has 900k in an IRA managed by an local advisor that has a .5-1% fee scaling with AUM. The advisors bought and sold 150k worth of ETFs in October in what looks like some kind of rebalancing. The average expense ratio of these funds is .32% ranging from .03 (STIP) to .89 (FCPIX). The holdings are 11 different ETFs/MFs …