Buy FXAIX by Jan 29, 2051.

Hey everyone, I’m 40 years old and currently invested in Vanguard Target Date Fund 2065 in my 401(k). It’s been a solid “set it and forget it” option, but I’m starting to wonder if it’s too conservative for my actual timeline and goals. I’m planning to retire somewhere in my early to mid‑60s, so realistically I still have 20–25 years of compounding ahead of me. That’s a long runway, and I’m thinking about shifting to a more high‑growth / aggressive …