Buy VGT by Jan 11, 2029.

I’m 20 from Australia, qualified in a physically demanding trade. I work early mornings, long days. I earn around $1,800 a week after tax including overtime, and in the next few weeks my hourly rate goes from $47 to $55 an hour. I’m posting this because I want honest feedback, not validation. Where am I being naive? Where am I overthinking it? Where would you push harder or pull back if you were me? My general philosophy with money is …