Buy VOO by Dec 25, 2026.

A really good friend who’s become a millionaire from investing over the last 10+ years offered me this advice of I’m starting from scratch. 2026 outlook (starting from $0): We’re entering 2026 with rates already coming down (Fed funds recently moved to about 3.5%–3.75%). Trump is also expected to pick a new Fed Chair to replace Jerome Powell when his chair term ends in May 2026, and the finalists being discussed are Kevin Hassett or Kevin Warsh. Why that matters: …