Buy SPY by Dec 11, 2052.

I’m 18, UK based. Just took control of a £50k+ portfolio I built from savings and side hustles (flipping golf clubs, designer stuff, bit of luck). It’s been with the same firm my parents use. They’re about wealth preservation, not growth. Best year I got \~16% while the S&P 500 did \~25%. Fees are 1% + 0.5% platform. I don’t even meet their usual client threshold but they still want to keep me, which feels off. My aim is long …