DG → $78.00 by Mar 18, 2026.

Been refining my DCF process and wanted to share thoughts on terminal value assumptions because I think most retail investors get this part completely wrong. Using perpetual growth rates that are too optimistic obviously inflates intrinsic value calculations. For something like Dollar General right now with margin compression and Walmart competition, I'm using 1.5% terminal growth even though consensus would say 2.5%. Stock looks interesting around $85 but my DCF keeps spitting out fair value closer to $78 with realistic …