SSBK → $43.00 by Aug 3, 2025.

When we [initiated coverage](https://enduringequityresearch.com/2024/12/30/ssbk-navigating-q3-growth-with-acquisition-and-loan-portfolio-challenges/) back in December, we began with a HOLD rating. We set a price target of $43. After the conclusion of Q1 results, we maintain both metrics. Despite macroeconomic uncertainty persisting, SSBK has displayed impressive results with strong growth across the board. SSBK announced a [pending merger agreement](https://ir.southernstatesbank.net/news-releases/news-release-details/fb-financial-expand-alabama-and-georgia-merger-southern-states) with FB Financial Corporation ([NYSE: FBK](https://finance.yahoo.com/quote/FBK/)). This agreement was unanimously approved by both boards. It is expected to close in late Q3 or early Q4 2025. If you want …