Sell FICO by Jan 7, 2027.

I have a very hard time having any sort of predictive power for FICO when just taking a look at the data. And don't see the compelling reason to buy at these levels. This company has been essentially a stable monopoly for decades, the sentiment on the market is that a large portion of their share is about to be relinquished. From the 2025 10k, "The FICO® Score, used by 90% of top U.S. lenders, remains the standard for use …