Buy FICO by Dec 28, 2026.

I've been monitoring FICO for a long time on my watchlist because it has historically been the definition of a toll booth/ monopolistic business. Yet, the fears around Vantage Scores disrupting their business is dragging the stock down to levels I never expected. FICO used to trade for an 88 P/E and a 54 fwd P/E back in 2022. Obviously, the stock was trading for a premium back then, but companies with wide moats deserve to trade higher. Nevertheless, multiple …