Buy HRB by Nov 5, 2026.

Low PE, Saasocalypse context. Cash flow and buyback/ remain strong. What am i missing here? HRB appears undervalued versus the sector on earnings and sales multiples, trading at 7.3x P/E versus 28.4x and 1.3x P/S versus 2.6x, although the P/B of 73.6x signals a balance-sheet/book-value distortion that makes book-based comparison less useful. Quality and profitability are well above sector averages, with 67.9% ROE versus 4.8%, 18.9% margin versus 0.8%, and stronger operational efficiency than the typical personal services company. Stock …