r/investing
Posts
Here's where my assets lie... what is something I'm not in that I should be?
ALLOCATION:TACTICAL ALLOCATION (3) ALTERNATIVE:DIGITAL ASSETS ENERGY:INTEGRATED OIL AND GAS ENERGY:OIL AND GAS EXPLORATION AND PRODUCTION ENERGY:OIL AND GAS STORAGE AND TRANSPORTATION (2) FINANCIALS:ASSET MANAGEMENT AND CUSTODY BANKS FINANCIALS:PROPERTY AND CASUALTY INSURANCE INDUSTRIALS:CONSTRUCTION MACHINERY & HEAVY TRANSPORTATION EQUIPMENT INDUSTRIALS:TRADING COMPANIES AND DISTRIBUTORS INTERNATIONAL EQUITY:GLOBAL LARGE-STOCK BLEND MATERIALS:COPPER NONTRADITIONAL EQUITY:DERIVATIVE INCOME (8) …
Dividends vs APY - Am I missing something?
Hello, can someone explain something. So, my portfolio lacks traditional investment options such as stocks, and I'm considering to add some. I'm a EU citizen, so investing in US companies isn't for me, because it has a withholding tax. The EU companies I have chosen as potential candidates, are Shell …
Has anyone solely lived off of dividends once they’ve retired?
I am 22 and I have a personal financial goal of leaving my children a sum of wealth. Once I retire I want to live solely off dividends so that I can pass down the capital to the next generation of my family. I would like for my children to …
Short term high yield interest accounts right now?
Just curious what’s out there at the moment! Local banks are at roughly 4% for 6-11 month terms, so I’m not sure what’s realistic to expect of say anything less than a 6month term at a higher interest rate or any higher rate of return. Of course I’d be open …
Is SGOV a bad option for holding cash intended for high frequency cash inflows/outflows?
My cash inflows and outflows occur multiple times a week. I'm currently using SGOV to park my cash inflows due to its higher yield compared to FDLXX (Fidelity Treasury Only Money Market Mutual Fund, 7-day yield is 3.91%). However, my frequent buy/sell transactions in SGOV resulted in $1,000 of wash …
Put Cash Towards Investments or Mortgage?
Hey guys, I have some cash that I am trying to figure out what to do with. I was initially thinking of diversifying it and putting it in stocks, bonds, high-yield savings account, etc. so I can get a better gain as my mortgage value decreases due to inflation. But …
Minimizing risk from existing adjustable rate mortgage
I have a 7/1 ARM from June 2022, 3.75% fixed through 2029 then SOFR + 2.75%. I have a little over half the 2029 principal balance in a brokerage now. I’d like to invest to minimize the risk of high SOFR in 2029 and poor refinancing rates at that time. …
Trading 212 alternative in UK
Hi all, I'm in the UK. With vanguard revising their fees and charges, I moved to Trading 212. T212 service has been absolutely terrible. They have messed up three ISA transfers (two attempts at one with one provider, one with another) and their customer service and communication is probably the …
Wealthfront S&P 500 Direct Account tax loss harvesting experience
Was excited for this account [type](https://www.wealthfront.com/sp500-direct) that trades individual stocks to model the S&P 500, very cool idea and I am riding the 20k account minimum. The only surprise I had was that it is tax loss harvesting every single day, probably 10-12 trades a day, even to harvest as …
How much of my savings should be invested in the market?
Let’s say i have in the range of 20-30k in my savings, and about the same amount invested in the stock market. I feel like i should invest more of my savings, but at the same time having more in a brokerage than my bank account makes me anxious. For …