Posts
Capital allocation frameworks for consistent monthly investing (long + medium term)
I’m looking to understand how people would think about allocating capital given the following hypothetical scenario, and I’m interested in the reasoning and frameworks behind different approaches rather than personal financial advice. Scenario: Assume the ability to invest $100,000 annually consistently over the next 10-15 years, with the goal of …
Bubbles Past and Bubbles Future
Question about the Dot-Com bubble and the Real-Estate Bundled-Mortgage Bubble. Were they talked about at all as potential bubbles before they burst? Just asking because people have been talking about the AI Bubble for months and the market remains high.
Fund options with advisor
Hello everyone. I’m currently looking to get back into funding mine and my wife’s Roth IRA. We’re maxing out 401k already. A friend of mine recommended putting money into VTI. I dropped off a check to my investment guy asking money be bought into VTI. He called me shortly after …
Worth contributing to traditional IRA if I can’t do backdoor Roth?
I’m currently maxing out: - 401(k) ($23,500 for 2025) - Mega backdoor Roth - HSA - DCA into Taxable brokerage throughout the year I can’t do a backdoor Roth IRA conversion due to the pro-rata rule (have pre-tax IRA assets I can’t consolidate right now - 5 year hold period …
Which under-the-radar brands are slowly showing up in people’s daily lives?
Hi there, I’m curious if anyone has noticed any not-so-well-known brands becoming more common in daily life. One that stands out to me is Wealthsimple, a Canadian banking and investing company. Others I’ve noticed are Fizz and Wise for international money transfers. They seem to be quietly gaining traction curious …
Which under-the-radar brands are slowly showing up in people’s daily lives?
Hi there, I’m curious if anyone has noticed any not-so-well-known brands becoming more common in daily life. One that stands out to me is Wealthsimple, a Canadian banking and investing company. Others I’ve noticed are Fizz in telecom and Wise for international money transfers. Curious what others are seeing.
20yo college grad w/o debt, how is best to invest my active income?
Background: I'm 20yo, graduated college with no debt this year thanks to an incredible scholarship, community college, and my lovely parents (and some of my own work :)) I also estimate not having to pay for grad school, which I plan to go to in about 2 years for either …
Portfolio sharing and how to set myself to make the best use of market crashes?
My current portfolio is: GOOGL: 20%, \~$50k META: 20%, \~$50k SPYM: 17.7%, \~$44k NBIS: 13.3%, \~$33k MSFT: 8%, \~$20k NVDA: 4%, \~$10k RDDT: 4%, \~$10k TTD: 1.5%, \~$3.7k AMZN: 1%, \~$2.3k Cash: 10%, \~$25k I like to keep a concentrated portfolio and aiming for higher returns by taking higher risk. …
How do you invest in foreign stocks?
I'm mostly just curious what the options are available. Ideally I'd like to invest in a handful of well known companies from Japanese and Hong Kong without exorbitant fees. I've taken a look at Global Accounts (Schwab), ADRs, ETFs, OTC, Mutual Funds, and GDRs, and just ended up with a …
Beaten down names with double digit growth
These are beaten-down names with double digits growth. I am wondering if you think any of these names can rebound in 2026. I am sure some of them will. Personally I am holding TTD and MNDY. |**Symbol**|**Sector**|**Perf % YTD**|**Revenue Growth (2024 YoY)**|**TTM Rev Growth**|**Market Cap**| |:-|:-|:-|:-|:-|:-| |**LULU**|Consumer non-durables|\-45.53%|10.07%|**8.70%**|$25.44B| |**HUBS**|Technology services|\-43.08%|21.07%|**19.20%**|$21.02B| …