Posts
2026 investment distribution feedback.
Hi, I’m planning out my 2026 savings/investing strategy and would love feedback on whether this allocation makes sense or if I should rebalance. For context: Both Roth IRAs are already maxed separately (not included below). I’m aiming for long-term growth, tax efficiency, and some liquidity. Employer retirement accounts include a …
Is BRK.B still a viable outperformer or just a "security brake"
Hello everyone! I am currently re-evaluating whether I should keep BRK.B in my portfolio. My current holdings are VUAA, Amundi MSCI Greece, Metlen, Investor AB, Hermes, BRK.B, Amazon, and Google. My goal is to hold individual stocks that have a high probability of outperforming the S&P 500 (VUAA), while still …
How's this ETF portfolio for a 15 year monthly investment plan?
# I am an investor from Turkey and I will get into the US stock market with just 4 ETFs. I want to add to them on a monthly basis whether they go up or down in value. My plan is to do this for long term (15-ish years). What's …
Diving into the possibility that China invades Taiwan
I keep seeing posts about this, but it feels like the conversations keep missing the point. The biggest issue here is the supply chain risk, and nobody seems to mention it. I have yet to see a post talking about the implications of a full scale invasion of Taiwan, which …
How do you look at your money? Budget, app, Google Sheets, or “we’ll see at the end of the month”?
There are tons of apps, tools, and templates that claim to help you manage your money better. I’m curious how people actually do it in real life. • How do you look at your financial situation? • Do you follow a clear plan or is it more “go with the …
RMD: IRA to Roth IRA Question
I’m old enough that I am required to take RMDs from my IRA, and fortunate enough to not have any immediate need for the money. In the past I’ve typically just taken the RMD, paid my taxes, and move the rest to a brokerage account. However, lately I’ve been thinking …
Should I read "A Random Walk Down Wall Street"?
I have zero knowledge on investment, and this is a common recommendation, and it is even on the suggested books list in this sub. The problem is that, while reading some comments in posts in this sub, they say that the "Random Walk" theory was rejected since the 70s and …
Why doesn't META shut down Reality Labs and consolidate all of the legacy media companies?
They are throwing away $20BN/year on Reality Labs. For that money, they could pay cash to buy someone like Paramount Skydance. META is an ad business that is competing against GOOG. They have nothing currently that is competitive to YouTube. Parmount's stock is down 40% from its 52 week high …
How should long-term investors think about cash drag versus optionality.?
Cash is often described as a drag on long-term returns, especially during extended bull markets. At the same time, holding cash provides optionality: the ability to rebalance, deploy capital during drawdowns, or reduce forced selling during periods of stress. From a portfolio construction perspective, this creates an interesting tradeoff. Staying …
Total Market vs SP500 for the next 20 years
I really believe in going the Fidelity route with things but according to FXAIX vs FZROX they come out very close from my research with AI but Total Market is extremely cheaper. I mean overall way world is shifting would it be better invest in Total Market vs SP500? I …