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Reddit by Superb-Astronaut-553 February 25, 2025

I made mistakes with my Roth and need advice

I just found out that the contribution limits for Roth have to be equal to or less than the earned income for that year, or else there’s a 6% penalty per year. Is that amount on the excess amount put in, or just on the increase for the excess amount? …

Reddit by Beneficial_Eye_5900 February 25, 2025

Investing app for European stocks

So essentially all my money is in us stocks, due to economic times that are likely to happen. I want to put my money in different countries outside of the us and canada (i’ve been looking at german, uk and swiss stocks as for now). The problem isn’t that it’s …

Reddit by Zealousideal_Tie_520 February 25, 2025

Forced out of vanguard mutual fund

According to my dad, his employer is forcing him to liquidate his holdings in the vanguard mutual fund VWUAX and making him get the fidelity mutual fund FSPGX. My dad already told them no but he’s making it sound like he has zero choice. According to my dad, they said …

Reddit by Dry-Tie-1568 February 25, 2025

Red CSP and Green CC?

Hi On a Red day for a stock, it is better to play CSP and Green day to play CC both situations for better premium. I suppose this boils down to individual risk appetite and trading objectives. Like to seek any diff opinions. Thanks

Reddit by Safe_Owl_6123 February 25, 2025

Strategy for damage control

Hi all, what would you do in the situation? I have 3 positions: 1. PLTR 100/80 Bull spread - expire 21-Mar-2025 2. TEM 60/50 Bull spread - expire 21-Mar-2025 2. TEM 65/50 Bull spread - expire 28-Mar-2025 they are deep in the red, I don't have enough cash to realize …

Reddit by Agreeable-Cress-7913 February 25, 2025

Crypto prices are...

Chef kiss delicious right now! Like holy fuck i would sell my left kidney to buy more at these prices. Dont let this opportunity pass you buy if you got that extra dry powder.

Reddit by HomerGymson February 25, 2025

What industries / companies will be durable in 20+ years?

I am a fan of the long term buy and hold strategy. If the markets high? I buy it. If there’s a dip? I buy even more. S&P is great, and by being 50+% VOO and a mix of mag 7, I’ve had excellent returns since 2020. With that said, …

Reddit by Bumnamstyle25 February 25, 2025

Motivation for writing LEAPS?

Take for example the ORCL Jan '26 $140C ∆80 LEAPS. OK it's a nice premium of $4,280 but over 10 months surely ORCL will rise over the break even of $182. If it rises to $190 by July which is highly likely, the writer is stuck bag holding and missing …

Reddit by Noping_noper-maybe February 25, 2025

Help Understanding PIMIX (multisector bond)

After a marriage ended, I moved about $60k from a managed account into my own Vanguard brokerage. As I try to figure out what makes sense to get rid of, I cannot figure out PIMIX. I'm getting a monthly dividend of around $20, but that overall I've lost over $500 …

Reddit by Interesting_Pen_8030 February 25, 2025

Tether gold

I just discovered tether gold, it is something about owning actual gold like they tell you where it is kept ot something. Why doesn't anyone talk about this?