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What is wrong with my investment split?

REDDIT / fotfddtodairsizr / Jul 3, 2026

I’ve decided on the following investment split. I decided on this split and my main goals are to get at least 10% as an annualised return over 20 years. Is there anything glaringly wrong with the proposed split and would …

POST

Daily General Discussion and Advice Thread - July 03, 2026

REDDIT / AutoModerator / Jul 3, 2026

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - …

POST

I don't understand the point of bonds in most portfolios

REDDIT / iloveu3thousand / Jul 3, 2026

I've only been investing about 10 years and my portfolio is 80/20 maybe closer to like 87/13 right now. I have an advisor. He didn't explain well why I'm not 100/0. Like he kept saying bonds are stability and ballast …

POST

Advice general investing ?

REDDIT / Consistent-Gas-124 / Jul 3, 2026

Hi ! I’m a 34 F, with 6k in debt (plus my car lease) and 16k in savings, just sitting in my 401k, I would like to start building something for my future since my job is no longer matching …

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Restructuring my Roth for growth

REDDIT / Mammoth_DonkeyKong / Jul 3, 2026

I am restructuring my Roth to be growth centric with one solid dividend grower. Keeping it relatively simple, attempting to avoid significant overlap, while selecting funds that should complement each other. Here is what I'm thinking. SPMO - 50% VTV …

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Beginners’/Dummies’ Guide to Investing??

REDDIT / voodoo_rose / Jul 3, 2026

Hey y’all! I’m a 32F and I know basically nothing about investing. I’m hoping to find a cliff notes/dummy version of what to do and where to start. Basically, if you could start your whole investing journey over knowing what …

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Question about BGF World Gold Fund & BGF World Technology Fund

REDDIT / mqtthiew / Jul 2, 2026

Hello all, I am relatively new at investing in general. I invested into these two gold funds in December late last year, and they have been falling ever since. Should I cut my losses and sell now, or continue to …

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Alternative investing types

REDDIT / Zach-12345 / Jul 2, 2026

So I know there’s boglehead which hopfully soon I’ll be doing that Roth IRA- vti and vxus (or there mutual funds for vanguard I’m sure what what I’m doing yet) I need to figure out automatic deposit And then taxable …

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