I just maxed out my 2024 Roth IRA and I have half of the total balance in QQQM. I have the payments set as monthly into QQQM as the remaining balance waiting to be invested is left in a money market mutual fund. I was wondering am I diversified enough with this holding? I had done some research and a lot of people have paired it with one of the many S&P 500 ETF’s. I’m a strong believer in QQQM but I have a very low risk tolerance. I was wondering if you had any suggestions as to what to pair it with or any other insights?