I’m 28M looking for advice on how to plan. I’m currently maxing my Roth ira for the year and want to know if you guys think I should contribute to my employers 401k, even though there’s a 0% match. I can choose Roth 401k or Traditional and I was thinking about adding excess funds to the employers Roth. Does that seem like an okay idea? I also don’t have any type of HSA through work. Thanks for any insight!