I am 24 years old with no debt. I paid college with scholarships and I paid off my car. I have 23,000 in my checking account, 29,000 in my savings account, 16,000 in my 18 month CD (4.0 APY) and 6,000 in my 9 month CD (5.10 APY). I also maxed out my Roth IRA already for 2024 and 2025 with a total of $13,749 in there. I also have a pension since I work in a school. I want to maximize my money. Is there anything else I should be doing with my savings at this time? My expenses include $600 in rent monthly, food ($400 a month), and hobbies ($300 a month). I make about 75,000 a year (net).
Thank you!