Looks like my HSA has not been reinvesting dividends from me being in VTI but has been from Fidelity Government Cash Reserves, which I assume is my cash fund in the account.
This is from an account that is years old so these contributions were from a while back and my contributions for this year are completed already. I am fine to simply buy more VTI with the dividends that have built up in my cash account at this time and then change my preferences in the future so that VTI does self reinvest, correct? No issues buying more stock with that money if I already bought my yearly allowance, since the I'm not trying to deposit additional money and instead moving money around within the HSA itself, right?
Thank you for the clarification.