So I have been investing for a couple of years now, mostly in index funds, ETFs and some individual stocks.
When I started, I didn’t know what I was doing at all so I was dumping all of my cash into indexes and etfs that basically contained the same stocks, and what’s worse I bought some individual stocks that I already basically owned. Now I’m overexposed to AI and also the American economy despite being European.
I know that I shouldn’t have been investing without knowing anything about anything, but what’s done is done and I now want to learn more.
My portfolio is up nicely as I’m sure everyone’s is who’s been around the AI boom, but I want to take some of my money out of those AI/data/tech heavy funds and get into something more stable and less volatile.
As some basic background info, I’m 28 with a stable job in developing AI (which is also why I was so into that sector..) and some savings outside investments, so I’m looking to invest super long term. Some questions:
**1. Where would you personally go from here?**
**2. Between bonds, real estate ETFs and commodities (or others) what would you learn about and look into first?**
**3. Which markets should I look into? As mentioned, I’m European but my portfolio is really US focused. Europe, Japan, India, others..?**
**Thank you in advance if I get any replies**