I have a 4 fund portfolio:
FSKAK
FTIHX
AVUV
AVDV
How important is to keep these assets stored in specific accounts (Roth, 401k, Brokerage) for tax efficiency purposes? I have been replicating my asset allocation evenly among each account type. I do so because, while I believe there is reason to expect some SCV outperformance, I do not want to have my Roth exclusively carry a laggard fund given it is the most important of the accounts.
I also do not want to have a huge tax drag due to tax inefficient allocations amongst my account types. If my investing timeline is 25 years, how big of a difference will it make to have each account carry different allocations of funds?