Posts  / #POST-229827
REDDIT

Time to drawdown recovery vs max drawdown

I'm assuming most people focus on CAGR as a primary metric if younger and have time for their investments to grow. They may be less concerned (or unconcerned entirely) with drawdowns since ultimately growth is most important to them.

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Others may focus on reducing max drawdowns if they're nearing retirement and can't afford to lose half their life savings in their 70s or 80s.

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Has anyone focused on TIME TO DRAWDOWN RECOVERY? This is an interesting one to me. I realize this is most likely highly correlated with maximum drawdown, but then again it may not necessarily be. But let's say, hypothetically (exaggerated to illustrate the point):

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Portfolio 1: same CAGR, max drawdown: 25%, time to recovery: 10 years

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Portfolio 2: same CAGR, max drawdown: 95%, time to recovery: 2 years

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I'm guessing more people than expected would take portfolio 2. That higher drawdown can be easier to stomach if you know it will recover more quickly than a lower drawdown that feels like it takes forever.

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Would love to hear any thoughts or recommendations!