I’ve constructed my portfolio like this:
80% VWCE
10% Small Cap Value Europe
10% Small Cap Value USA
What I’m afraid it that this will underperform for quite some time and cause me a headache. When things go bad I tend to search for a way to „optimize” or exchange for „better performing” instruments. I was thinking:
a) yolo go full VWCE and chill
b) selling small cap for something like VAGF
The thing is - I know the bonds are lowering the overall performance of the portfolio and I’m honestly not sure that they will help me get through things like -40%. What do you think?