I max out a Roth IRA with Edward jones but want to look into just putting $100 a month into the vanguard S&P etf. I’m 31 and figure this can just be good for retirement or upgrading my home in the far away future. I don’t want to pay Edward jones to hold my hand with something that seems very simple. Is Robin Hood a good option? I figure it’s a lot cheaper than Edward jones but am I taking a risk? Like say Robin Hood goes under in 10 years. Is my money gone?