I'm thinking of adding some spice to my taxable brokerage, not a lot, just a little. Currently I have $600 in VOO+VXUS with a 80/20 split. I was thinking of adding in some QQQM, not sure of the split yet. I understand there is a lot of overlap and it's heavily weighted in tech. I'm 32 and plan on holding this for the long-term. I figured it can't hurt to bet on AI focused stuff in case it really takes off in the next decade or two.
For added context. My Roth IRA is 100k in VTI+VXUS with 80/20. My 401k is 80k in an S&P500 fund and International fund with an 80/20 split. I max my Roth every year. I've just upped my 401k to 15% contributions, that's the most I can comfortably contribute. I just want to make it clear that I'm playing it safe with my retirement accounts.
I also have a 10k emergency fund, so I'm set on that front too.
The taxable account I will do a $100 monthly investment in. If I ever get a little extra spending money, I'll toss it in there too. My goal for it is to possibly be a bridge to retirement once I get older.
If anyone has suggestions of a better alternative than QQQM to add some "spice" to my taxable, I'm open to all opinions!