I keep hearing advice about ‘just DCA and chill’ or ‘buy the dips’ etc. But what if a person is in a situation where they can’t DCA due to not having an income source, international investing restrictions, other personal reasons. Should they still just hold in the market for long term? Or does the lack of new capital change the risk profile?
TLDR: no ability to ever DCA/ buy the dip. Are the markets still a good bet?