I was laid off in early December 2025 and had been with my firm for over 9 years. I look at the balance today and it's close to $410k (I'd say split between a regular 401k and Roth 401k in terms of amount).
I was thinking of perhaps just letting it compound from there? Right now, I'm 40 (Turning 41 this year) and thinking would it'd look like by the time I'm 65 years old. And I've been investing in a Vanguard TDF 2065:
|Annual Return|Balance at 65|
|:-|:-|
|5%|**≈ $1.32M**|
|6%|**≈ $1.66M**|
|7%|**≈ $2.06M**|
If I do get a new job, I do plan to contribute to just to Roth IRA and max it out every year, too. Other than that and perhaps the 401k RMDs later, is there anything else I should consider or be worried about?
Thank you.