In retirement (safe withdrawals) - is it better to have a single VT to sell, or US Broad & International Broad...then sell the better performer at time of withdrawal?
So there are thousands of strategies to invest, but focusing on just two simple examples for now. One can have VT as a one stop shop for world market.
But in the future when you are doing safe withdrawals either quarterly or semi annual...is it better to have for example VOO & VXUS....then just sell which one is the better performer at the time of withdrawal? Last year international did strongly, but previous years it didn't, so due to a variety of conditions one could outperform the other.
Or, does it matter, as VT technically will balance out...so you just sell the VT shares you want.
This is in the context with the dollar decline / inflation driving up US stock prices, and the current administration is driving further international economic power (minus the US as they diversify away).