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REDDIT

Charles Schwab app, separating accounts

A
Jan 16, 2026 · 01:53

So I’m 20 now and my mom had a friend help her open an investment account for me years ago, well now Im wanting to open a Roth IRA. But I want to separate the accounts since I’m on a custodial brokerage account or maybe the custodial is my mom. But I’d like to separate them and then figure out how to open a Roth. I was hoping someone here would be able to help?