Mid 20's, high earner. I'm already doing the following:
* I have 8 months fully funded in my HYSA.
* I max out pre-tax 401(k) contributions and HSA.
* I have a Roth IRA, mostly buy VOO. Will either backdoor the max into it or megabackdoor a similar amount into my 401k.
My main goals are to lay the foundation for highly valued stocks for future pre-retirement spending. I will most likely buy a house in around 5 years so I want some cash too.
My plan is to open a Fidelity individual brokerage account, and set aside the rest of my paycheck (following monthly expenses) following based on percentage:
* 55% VOO
* 15% VXUS
* 30% SGOV
Does this sound like a reasonable plan?