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REDDIT

Setting child oil for successful investing.

A
Dec 3, 2025 · 15:13

* should say “ Setting child up for successful investjng*

So I’m working on helping get my daughter (18) set up for investing, and I’d like to get a sanity check if this is optimal or not. She’s currently a college student with no W2 income, but makes money going to school so we’re currently investing in a traditional brokerage account until she has W2 income for a Roth IRA.

Currently she’s investing into:
VOO (40%)
QQQM (25%)
SCHG (10%)
VEA (25%)

Ive tried to minimize overlap while maximizing exposure and past performances. Is there any benefit to investing in VFIAX vs VOO or is there another fund/ETF we should be considering?

Thanks!