Did the math on ETF vs individual stock investing and the result was surprising

Please feel free to pick apart my math because I didn't find a great formula for calculating the amount w/DRIP after 10 years to take into account average dividend growth rates as well, but it scarcely seems to matter when the [ETF #s get compared to individual stocks](https://imgur.com/a/Nh52dCb) over the same time period. Bare in mind, I did these calculations several months ago and added a couple on the back end that I was interested in for the sake of comparison, as you can see, but it didn't matter how I structured it. If you take the [most common top 10 holdings of well known ETFs ](https://imgur.com/a/c8T0APf)and diversify with just those 10 you should have beaten SPY and QQQ. The caveat being, of course, that no one had something like NVDA in their top 10 in 2015 but many of the other companies have been mainstays for >5 years. So you would have to occasionally rearrange your portfolio to accommodate the top 10 for your preferred investing style, but likely not by much.

The second thing I found interesting was [how "dividend-focused" ETFs performed ](https://imgur.com/a/DQwfR36)relative to those that are tracking specific indices or sectors. Despite having large holdings in "growth" companies that offer very low dividends, too. I think this reaffirmed my choice to use SCHD to hedge against market downturns but if I were 100% growth focused I wouldn't use that one either. I debate the strengths and weaknesses of dividend focused investing routinely, but I think the conclusion is that by the very nature of offering large dividends those companies are going to be growing more slowly. However, by common sense and the data, those companies tend to also be more stable during market corrections. So if you lean bearish then higher investment in those types of companies (not necessarily the ETFs) could still play to your favor.

Anyway, all critiques are welcome and if you can provide experience or data that contradicts my assumptions or highlights important points that I missed then please do.

(Side note: the data I used for the ETF vs stock direct comparison was the actual historical data, not an attempt at future projection as on the other sheets.)