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REDDIT
What is the rule of thumb regarding old dormant 401ks.. roll em or leave em?
Im 48yrs old. I have an old 401k (225k) from an old job thats just sitting idle. Its currently allocated 60% large cap, 20% S&P, 10% Intl, 10% bonds thru Voya Financial. I know there’s overlap but im ok with the allocation. Im content with the returns as well but im sure i can self direct ii and have more access to the market if i rolled it into a trad IRA i already have with 50k in it. (Also an old rollover). I have 450k in my current 401k, im not certain its applicable but should i be rolling this? Thanks for any feedback.