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REDDIT

Just started investing and missed the big bull run

I fucked up and only started investing recently, going all into S&P500. I have been aiming for 10% annual returns in my financial planning but I just saw that past 2 years gave 20+% annual returns and I missed it. Does that mean that I should be expecting more of ~5% annual returns or even negative in the short term to account for average 10%?