I’ve just started investing and could use some advice on how to allocate my money. Right now I’m aiming for about a 70/30 split between individual stocks and an ETF. I’ve already funded the ETF side, but for the stock portion I’m trying to narrow down my picks.
My goal is to grow this portfolio at 15–20% annually (minimum) to outperform the ETF, then roll the gains back into ETFs later. I understand the risks and taxes involved, and I don’t mind some volatility since I’m still learning.
The main stocks I’m considering are:
• AMD – strong potential if they land new deals and improve their software side.
• UNH – looks undervalued; the investigation doesn’t seem too damaging, and the stock hasn’t fully corrected since the murder news.
• SHOP.TO – e-commerce is still growing, and last quarter’s earnings beat gave it a strong rebound.
I’m also keeping an eye on GOOGL and researching NVO.
I suspect a larger market correction is coming eventually, but I still think there’s time to benefit from the current bullish trend.
TL;DR: New investor, already in an ETF, now looking for individual stocks that can realistically return 15–20% yearly over the next few years. Thoughts on my picks (AMD, UNH, SHOP.TO) and any counters/alternatives?