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REDDIT

Transferring managed account from Empower to Robinhood

G
Sep 26, 2025 · 17:04

I have a managed account at Empower, formerly Personal Capital. They've underperformed the S&P by about half. I want to get that money into Robinhood and just toss it in VOO, and/or do something else with it.

When I transferred my money out of Robinhood years ago, they cancelled my account and I didn't know this would happen.

What surprises might I have if I do this going back the other way?

Will they sell all my equities and cause a tax event? Or will the individual shares trade over, and then I can decide when to sell each of them?

What if I just tell empower to lump my money into the S&P - will all their management on the backend cause a bunch of tax events?

I also have a IRA managed by Empower that I'd like to move over.

Anything I need to worry about?