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REDDIT

Seeking Feedback: 55/25/20 UCITS ETF Portfolio for a Nomadic Investor

M
May 6, 2025 · 15:21


Hey everyone, I’m 25 and have a 35–40 year investment horizon. I’m based in Europe but plan to roam globally, so I need a simple, fully UCITS-domiciled portfolio I can trade via Interactive Brokers anywhere I go.

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## ETF Allocation

| Allocation | ETF | Ticker (Acc) |
|------------|------------------------------------------------------|--------------|
| 55% | iShares Core S&P 500 UCITS ETF | VUSA |
| 25% | iShares Core MSCI World ex-U.S. UCITS ETF | IUSX |
| 20% | iShares Core MSCI World Small Cap UCITS ETF | SXR8 |

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## ETF Objectives

| Allocation | Goal / Exposure |
|------------|-----------------------------|
| 55% | US Large-Cap (S&P 500) |
| 25% | Developed Markets ex-US |
| 20% | Global Small-Caps (US+ex) |

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**Questions:**
1. Does this 55/25/20 split make sense for a long-term, globe-trotting investor?
2. Any feedback on these specific UCITS tickers (VUSA, IUSX, SXR8)?
3. Suggestions for tweaks or alternatives?

Thanks in advance!