I've been going back and forth on these two options. I have around $150k to put in either a CD or SNSXX and don't need the money anytime soon. I already have a fully funded emergency account, maxed out retirement contributions, and no debt. The reason I'm hesitant to put it in a money market fund is because it's not fdic insured. A CD also offers a fixed rate at a slightly higher rate. But SNSXX does have state income tax exception. Is this a can't go wrong with either scenario?