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REDDIT

Employee Stock Purchase Plan

T
May 1, 2025 · 15:41

My company just rolled out a ESPP where we can buy stocks by contributing anywhere from 1 to 15% directly from our paychecks. The plan has two 6 month offering periods per year. You buy the stock at the lower of the 1st day or last day of that 6 month period plus another 15% discount on top of that.

I am having a hard time coming up with a reason why it is not worth contributing as much as I possibly can. 401K is already maxed out.

Anyone see why this is not a good idea, short of the company completely crapping the bed?