Hello,
As the title suggests, I’m looking for guidance on what to do with my old 401k.
I have ~$14.7k in an old 401k from a job that I left back in 2021. It was at ~$12.6k back in Feb 2024, so ~20% rate of return.
My new 401k at current job only grew ~12.4% from Feb 2024 to Feb 2025. At $24.7k now.
I have a RothIRA with ~$34k that I haven’t contributed to in a couple of years as our bills have skyrocketed with a new house. It does have a ~22.7% YoY growth.
Married filing jointly, our gross for 2025 is $149k with an additional $12k as other income.
Would it be wise for me to pay the taxes now to roll my old 401k over to my RothIRA or would it be best to just roll it over into my current 401k?