Hi,
I'm currently 29y/o and started investing about 3 years ago. Just putting €100 aside every month and put it into a Allworld ETF.
Now I have been working at a large non-stock market related company for about 7 years now. It is a company that operates globally, and has about 7000 employees. Working in digitalization - consulting.
But my employer does issue shares to its own staff. So profit sharing is issued in shares, dividends are paid on the shares. And the share value rises/drops along with the company's net results.
On average, the value of the stock increases by about 7% every year, with an average dividend of about 5-10% depending on the results. On top of that we get a profit sharing of about 5% of my gross annual salary each year.
I can choose to have it all paid out in cash instead of shares. I could put this back into my ETF. That way, of course, I reduce the risk significantly. But with the company's shares, of course, we see disappointing results coming in company reporting and i could sell in time.
I've always learned, if it's too good to be true, it's probably too good to be true.
Am I overlooking something in this one? Or does this just sound like an excellent long-term investment. An extra “piggy bank.”
Off course i understand it's all depending on the company's results.