As I understand it, as time goes on, in general, my investments will go up (like over 30 years)
As I understand it, you only "lose" if you sell when it's down..
My stuff is down like 4% at the moment? It went down maybe 10% but it comes back up and it's bouncing around a lot, obviously
Are there some retirement accounts that when they go down, they can't come back up with the market ? Am I being obtuse? I'm just tired of hearing of people "losing money" when everything I've fucking heard says just keep it there and it'll go up