My wife works for a non-profit hospital, she gets a 403(b) with 6% employer match and they also offer a 457(b). We have her contributions for the 403 set to max out over the year at ~$900 per check, so we don’t lose out on the 6% employer contribution. With the market being so down, us needing to lower our tax liability, and us considering increasing our post-tax investment to our brokerage, we figure is a good next move to just max out her 457 and essentially invest most of her income pre-tax? Am I missing any reason this would be a bad idea and we’d be better off doing a post-tax brokerage contribution instead?
Thank you for any input!