DCA: How often are you buying the dip, and what proportion of your cash are you investing per DCA-investment?

The financial advice most passive investors know now, is to DCA through the dip. Eventually when the economy recovers, we’d have bought into the market at a discount. But how often are you DCA-ing? Weekly? Monthly? Bi-monthly?

If you DCA too frequently, you will rack up transaction fees. And if the dip lasts longer than expected, you may run out of cash to continue DCA-ing before the dip hits its lowest.

If you DCA too infrequently though (maybe bi-monthly), then if the market somehow recovers within 2 months, you’d have missed the opportunity to buy the dip.

Looking at past market crashes and how long they took to recover may inform us of how often to schedule an investment, but they vary so much. 1929 great depression took 25 years to reach its ATH, 2000 dot com bubble took 15 years to reach its ATH, 2007 housing crisis took 4.5 years to reach its ATH, 2020 covid crash took 5 months to reach its ATH.

So, how are you guys planning to schedule your DCA, and how much are you investing per DCA investment, such that you can maximize your odds of having enough cash to continue investing at the lowest of lows?