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REDDIT

Is the boglehead formula shit? and why do people shit on gold?

W
Apr 1, 2025 · 17:18

I put the boglehead formula in a portfolio optimizer and the sharpe ratio is .. quite bad? The most optimal sharpe and better drawdown seems to be VOO + GLD 80:20 over a 12 year period. What am I missing here?

Link to the report PDF [https://drive.google.com/file/d/1noQJ\_jRNC8oc8XwwXBJHQ\_EtRtzKUuWf/](https://drive.google.com/file/d/1noQJ_jRNC8oc8XwwXBJHQ_EtRtzKUuWf/)