You have $500K to invest (currently in SGOV making 4.2% per month) and want to continue being more safe than risky in the 2025 stock market.
You currently own $1000 across 10 ETFs for $10K total, all at 10% split, and want to focus on preserving cash more than actual growth.
What safe assets, like bonds, would you recommend I add to this list? What would you not add? Would you not change a thing? I’d like to make a guaranteed decent return versus risking the market going down more.
I currently own these 10 ETFs, each with $1K:
1) SPLG - S&P 500
2) SCHD - US Dividend 100
3) SCHV - US Value
4) SPHQ - US Quality
5) JEPI - Premium Income S&P 500
6) JEPQ - Premium Income Nasdaq 100
7) FDVV - High Dividend
8) VGK - Europe / International
9) BND - Total Bond Market
10) GLDM - Gold
Thanks for your response and ideas.